Formalities for opening an account

 1 Application Form
 2 Introduction
 3 Proof of residence
 3 Photograph

For Company Accounts

 1 Board Resolution
 2 Memorandum of Association
 3 Articles of Association
 4 Certificate of Incorporation
 5 Certificate of Commencement of Business
(for public limited companies)

Minimum Balance

 3 For individuals : Rs.3,000
 3 For institutions: Rs.5,000

Facilities

 1 No restriction on number of operations in the account
 2 Nomination (for personal and sole proprietorship accounts)
 3 Collection of cheques, bills, drafts
 3 emporary Overdraft