Jewel Loan-General :

Security Only own gold jewels should be pledged.
Loan Upto Rs.1700 per gram
Quantum Min. Rs. 3000/– and Max. Rs. 8 lakhs.
Rate of Interest 12 % p.a.(On Monthly rests) (subject to change from time to time). w.e.f. 27.01.2016.
Repayment period One year from the date of issue.

Jewel Loan – 365 :

Security Only own gold jewels should be pledged.
Loan Upto Rs.1700 per gram
Quantum Min. Rs. 3000/– and Max. Rs. 1 lakhs..
Rate of Interest 12% p.a.(On Monthly rests) (subject to change from time to time). w.e.f. 27.01.2016.
Repayment period 12 months from date of  issue.

Permanent Overdraft (POD) against Gold Jewels :

Purpose Overdraft facility against jewels pledged with the Bank for priority or general purpose.
Eligibility Any individual who is having current account competent to enter contract and to create a pledge.
Loan Upto Rs.1700 per gram
Quantum Min. Rs.10,000 , Max. Rs.8 lakhs.
Rate of interest 12% p.a. w.e.f. 27.01.2016.
Period 12 months and to be renewed every year.
Penal interest 3%
Enhancement / reduction of limit Part release or additional pledging of the gold jewel is not allowed. Enhancement / reduction of the limit will be made automatically as per the rate per gram / value of gold prevailed