1 Individual in personal capacity can open.
 2 Individuals in joint names can open.
 3 A minor with natural guardian can open.
 4 Application form necessary.
 5 Rate of interest as applicable to F.D rates.
 6 Institutions can open F.D.
 7 Minimum deposit amount Rs.1000.
 8 Minimum Period 15 days.
 9 Payment of interest on monthly, quarterly, half-yearly and annually for deposit of 1 year and above.
 10 Loan and  nomination facility.
 11 Facility of pre-mature withdrawal.