| Deposits | Rate of Interest p.a.
Effect from 29.01.2021 |
| 07 Days to 14 Days | 3.50% |
| 15 Days to 30 Days | 4.00% |
| 31 Days to 45 Days | 4.25% |
| 46 Days to 90 Days | 4.50% |
| 91 Days to 120 Days | 5.50% |
| 121 Days to 180 Days | 5.50% |
| 181 Days to 364 Days | 6.00% |
| 365 Days / 12 Months | 6.00% |
| 13 Months to 24 Months | 6.00% |
| 25 Months to 36 Months | 6.00% |
| Above 36 Months | 6.00% |
| For Senior Citizens (Deposits for 181 Days and Above) in addition to the normal rate of interest. | 0.25% |
| Loans | Rate Of Interest pa |
| Cash Credit to ICS | 12% |
| Term Loan to ICS | 12% |
| MSME Sector Loan | 13% |
| Jewel Loan | 11% |
| Personal Loan | 14% |
| Overdraft | 14% |
| NSC Loan | 12% |
| House Mortgage Loan | 14% |
| House Building Advance | 14% |
| REMOT | 13% |
| UYEGP | 13% |
| NEEDS | 13% |