1 Individual in personal capacity can open.
2 Individuals in joint names can open.
3 A minor with natural guardian can open.
4 Application form necessary.
5 Rate of interest as applicable to F.D rates.
6 Minimum deposit amount Rs.100 and in multiples of  Rs.100.
7 Minimum Period 6 months.
8 Loan and  nomination facility.
9 Facility of pre-mature payment.
10 TDS applicable on interest over Rs.40,000/- for individuals per year and Over Rs.50,000/- for Senior Citizens.
11 Monthly deposit of instalments.
12 Monthly instalments can be transferred from Savings Bank / Current Account.